Company: Hope Payment Service Bank Limited (Hope PSBank)
Job Title: Compliance Officer
Job Type: Full-time
Location: Lagos
Job Field: Banking / Finance, Compliance / Risk Management
Qualification: Bachelor’s Degree
Experience: 3–5 years
About Hope Payment Service Bank Limited
Hope Payment Service Bank Limited (Hope PSBank) is a Nigerian digital-first bank incorporated in September 2019. The bank leverages digital technologies to provide inclusive financial services and expand access to banking solutions.
Job Purpose
The Compliance Officer will support the implementation and maintenance of the Company’s compliance programme, ensuring adherence to applicable laws, regulations, regulatory guidelines and internal policies. The role will also involve identifying, monitoring and reporting compliance risks, conducting compliance reviews, supporting AML/CFT/CPF programmes and coordinating regulatory reporting.
Key Responsibilities
- Develop and review AML/CFT/CPF policies and procedures in line with applicable laws, regulatory requirements and international best practices.
- Review and investigate suspicious transactions and activities and report them to relevant authorities, including the Nigerian Financial Intelligence Unit (NFIU).
- Develop and deliver in-house AML/CFT/CPF training to increase employee awareness.
- Implement and manage Targeted Financial Sanctions and Politically Exposed Persons (PEP) screening processes.
- Conduct Know Your Customer (KYC) reviews to ensure customers meet regulatory requirements.
- Implement effective Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) processes for high-risk customers.
- Manage regulatory and external audits, maintain the compliance exception tracker and ensure timely closure of audit observations.
- Develop and maintain a compliance rule book to track compliance with applicable regulations and legislation.
- Prepare compliance reports for the Board and Senior Management.
- Develop mechanisms to monitor and analyse emerging Money Laundering (ML), Terrorist Financing (TF) and Proliferation Financing (PF) trends and typologies.
- Ensure adequate preventive measures are in place to protect the Bank’s systems from being used as a conduit for financial crimes.
- Collaborate with relevant departments to ensure ML/TF/PF controls and mitigation measures are implemented and effective.
- Conduct ML/TF/PF risk assessments of the Bank and prepare reports for Management and the Board.
- Perform other compliance functions and cross-functional responsibilities as assigned by the Head of Compliance.
Requirements
Education and Professional Qualification
- Bachelor’s degree in Law, Accounting, Banking and Finance, Economics, Business Administration, Risk Management or a related discipline.
- Professional certification in Compliance, Risk Management, Anti-Money Laundering or a related field, such as Compliance Institute of Nigeria (CIN), ACAMS, ICA or CRCMP, is an added advantage.
- Evidence of continuous professional development through relevant training, seminars, workshops and regulatory certification programmes.
Skills
- Strong knowledge of regulatory compliance requirements, AML/CFT/CPF regulations, digital payment processes and systems, banking regulations and industry standards.
- Strong compliance monitoring, testing and risk assessment skills.
- Excellent analytical, investigative and problem-solving abilities.
- Excellent report writing, documentation and record management skills.
- Good understanding of internal controls, corporate governance and risk management principles.
- Strong attention to detail and ability to identify compliance gaps and regulatory breaches.
- Effective communication, presentation and stakeholder management skills.
- Ability to interpret regulations, policies and procedures and provide sound compliance advice.
- Proficiency in Microsoft Office applications and compliance monitoring tools.
- Ability to work independently, maintain confidentiality and demonstrate high ethical standards.
Experience
- 3–5 years’ relevant experience in compliance, risk management, internal control, audit or regulatory functions within the financial services industry.
- Experience in compliance monitoring, regulatory reporting, AML/CFT/CPF reviews and regulatory examination support.
- Practical knowledge of implementing compliance policies, procedures and control frameworks.
- Experience identifying, assessing and reporting compliance risks and breaches.
- Experience engaging with regulators, auditors and internal stakeholders on compliance-related matters.
- Experience with digital payment processes and systems, banking regulations and industry standards.
How to Apply
Interested and qualified candidates should send their CV to [email protected] using Compliance Officer as the subject of the email.
Application Closing Date
4th September, 2026.