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GTI Microfinance Limited was incorporated in August 2007 as a limited liability company and started its operations in 2008 at No. 127 Obafemi Awolowo Road,
Head of Credit
Location: Marina, Lagos
Employment Type: Full-time
Responsibilities
- Lead, mentor, and train the credit team to improve their analytical capabilities and productivity.
- Foster a culture of accountability, innovation, and customer-centricity within the credit team.
- Evaluating and reviewing of clients’ credit proposals for approval decision based on credibility, potential revenue and losses to maintain a good balance between returns and risk exposures.
- Preparation of Credit Appraisal Memorandum (CAM).
- Conducting credit search from an approved Credit Bureau.
- Booking of loans in line with the credit policy and approved terms and conditions.
- Proper documentation and updating of the loan files.
- Collaborating with branches to achieve budgets on risk assets creation.
- Prompt and accurate monthly update of loans on the Credit Bureau and CRMS portal
- Render timely report to regulatory bodies (CBN, NDIC, etc.) when required.
- Preparing monthly Portfolio AT Risk (PAR) with a summary of loan loss provision required when assigned.
- Performing any other function as may be assigned by the Bank’s Management and Group Executives.
Requirements
- Candidates should possess a B.Sc Degree with 3 – 7 years of experience.
Application Closing Date
1st May, 2025.
How to Apply
Interested and qualified candidates should send their CV to: [email protected] using the Job Title as the subject of the mail.
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