Treasury Management Officer at Crednet Technologies Limited

Crednet Technologies Limited is a financial technology company providing a range of financial solutions, including credit cards and investment opportunities. The company is focused on expanding access to credit and investment while helping individuals take greater control of their financial well-being.

The company is seeking an experienced Treasury Management Officer to support its day-to-day treasury operations and ensure effective cash-flow management, liquidity planning, fund allocation, banking operations, financial controls and cash optimisation.

Details

Job Title: Treasury Management Officer
Company: Crednet Technologies Limited
Location: Lagos, Nigeria
Job Type: Full-time/Hybrid
Level: Mid-Level
Industry: Financial Services
Experience: 4–5 years

Job Description

The Treasury Management Officer will be responsible for monitoring the company’s cash position, planning liquidity, allocating funds efficiently and supporting funding requirements across lending activities, operational expenses, investments, partner obligations and other business needs.

The role requires a highly analytical and detail-oriented professional who can manage changing cash movements and funding requirements within a fast-paced fintech environment.

Responsibilities

• Monitor daily cash positions across bank accounts, wallets, payment platforms and other financial channels.
• Maintain short-, medium- and long-term cash-flow forecasts.
• Identify opportunities to improve cash utilisation, reduce idle funds and optimise working capital.
• Work with Finance, Credit, Collections and Business teams to ensure adequate funding for lending activities.
• Track expected collections and other inflows against actual receipts and identify significant variances.
• Manage day-to-day banking operations, including transfers, settlements, placements, banking charges and transaction limits.
• Coordinate the movement and allocation of funds across accounts and business units in line with approved priorities.
• Support the placement of surplus liquidity in approved investment instruments.
• Monitor foreign-currency requirements and exposures and support FX transactions.
• Monitor banking charges, financing costs, transaction fees and interest expenses.
• Ensure treasury transactions are properly documented, reconciled and supported by appropriate approvals.
• Prepare daily and weekly treasury reports covering cash positions, liquidity, inflows, outflows, funding requirements and investments.
• Provide management with insights into liquidity, cash utilisation, funding gaps, treasury risks and upcoming obligations.
• Monitor liquidity, counterparty, interest-rate, concentration, settlement and foreign-exchange risks.
• Work with Finance, Product, Operations and Engineering teams to improve treasury processes, reporting and automation.
• Ensure treasury activities comply with internal policies, regulatory requirements and financial controls.
• Collaborate with Finance, Credit, Collections, Operations, Compliance, Product and senior management teams.

Key Success Metrics

• Accurate and timely cash-flow and liquidity reporting.
• Sufficient liquidity to meet business and lending obligations.
• Improved cash utilisation and reduced idle funds.
• Reduced banking, transaction and FX-related costs.
• Timely reconciliation with minimal unresolved variances.
• Early identification of funding gaps.
• Strong compliance with treasury controls and approval processes.
• Improved treasury efficiency through process optimisation and automation.

Requirements

• Bachelor’s degree in Finance, Accounting, Economics, Banking & Finance, Business Administration or a related discipline.
• Minimum of 4 years of relevant experience in treasury, corporate finance, banking, financial operations or a related role.
• Experience in fintech, banking, lending, payments or financial services is strongly preferred.
• Strong practical knowledge of cash management, liquidity planning, cash-flow forecasting, working capital and fund allocation.
• Experience managing multiple bank accounts, fund transfers, settlements, reconciliations and treasury reporting.
• Good understanding of banking operations, foreign exchange, interest rates, investments and treasury risk management.
• Strong financial and numerical analysis skills.
• Advanced proficiency in Microsoft Excel or Google Sheets, including building cash-flow models, reports, trackers and management dashboards.
• Strong understanding of financial controls, approval processes, reconciliation standards and transaction documentation.
• Ability to manage high-value financial transactions with accuracy, confidentiality and accountability.
• Strong problem-solving, analytical, organisational and decision-making skills.
• Ability to work under pressure, manage competing priorities and meet time-sensitive financial obligations.
• Strong communication and stakeholder-management skills.
• Ability to collaborate effectively across Finance, Credit, Collections, Operations, Compliance, Product and Management teams.
• Comfortable working in a fast-paced, technology-driven environment with a focus on process improvement and automation.
• Experience with ERP systems, treasury management systems, banking platforms or financial reporting tools is an added advantage.
• Professional certification such as ACA, ACCA, ICAN, CFA or CTP is an added advantage.

Benefits

• Competitive salary package.
• Professional development opportunities.
• Collaborative and inclusive work culture.
• Opportunity to work with cutting-edge products and technologies.
• Supportive and approachable management team.

How to Apply

Interested and qualified candidates should apply online through the official recruitment portal:

Click here to apply for Treasury Management Officer

Application Closing Date

Not Specified