Unified Payment Services Limited, also known as UP, is a Nigerian payments and financial technology company established in 1997 by a consortium of leading Nigerian banks. The company provides shared payment infrastructure for the banking industry and delivers electronic payment solutions within and outside Nigeria.
Unified Payments supports the country’s payments ecosystem through services spanning payment processing, financial technology, digital commerce, payment solutions and software services. The company works with banks, merchants and other financial institutions to facilitate secure and efficient electronic transactions.
Applications are invited from qualified and experienced candidates for the following positions at Unified Payment Services Limited in Lagos.
1. Head, IT Audit at Unified Payment Services Limited
Job Title: Head, IT Audit
Location: Lagos State
Employment Type: Full-time
Experience: Minimum of 10 years
Application Closing Date: 30th October, 2026
Job Summary
The Head, IT Audit will provide independent assurance on IT general controls, information systems security and compliance with internal policies. The successful candidate will lead IT audit activities, assess technology-related risks, identify control weaknesses and recommend appropriate corrective actions.
Responsibilities
- Plan and execute information systems audit programmes in line with professional standards and best practices.
- Review database management systems, enterprise network security, device configurations, antivirus solutions, system patches and log management.
- Audit software development life cycles, project management implementation and change management procedures.
- Assess data encryption, key management, operating systems and the physical and logical security of cardholder environments.
- Review Active Directory, data backup processes and tape management.
- Evaluate IT general controls and recommend practical remediation measures.
- Prepare audit reports highlighting significant control weaknesses, risks and their potential business impact.
- Monitor compliance with internal policies, procedures and documentation requirements.
- Discuss audit findings with stakeholders and recommend business-focused improvements.
- Contribute to departmental training, development initiatives and other internal projects.
Requirements
- A first degree in Information Technology, Computer Science or a related field.
- At least 10 years of experience in IT auditing or a similar role.
- Strong understanding of technology controls and general controls across enterprise applications and information systems.
- CISA, CISM, ISO/IEC 27001 Lead Auditor or related professional certifications will be an added advantage.
- Strong analytical, communication and risk assessment skills.
How to Apply
Interested and qualified candidates should apply through the official recruitment portal.
Click here to apply for Head, IT Audit
2. Head, Domestic Switching & Terminal Operations at Unified Payment Services Limited
Job Title: Head, Domestic Switching & Terminal Operations
Location: Lagos State
Employment Type: Full-time
Experience: Minimum of 10 years
Application Closing Date: Not Specified
Job Summary
The Head, Domestic Switching & Terminal Operations will oversee domestic transaction switching, payment terminal operations, settlement, reconciliation and dispute resolution. The role focuses on maintaining reliable payment processing, improving transaction success rates, ensuring regulatory compliance and strengthening service delivery across the company’s payment infrastructure.
Responsibilities
- Oversee domestic transaction switching, routing and authorisation across POS, web, mobile, ATM and QR payment channels.
- Monitor switching platform performance, uptime and transaction processing efficiency.
- Coordinate with technology, infrastructure and network partners to maintain reliable transaction processing.
- Manage integration and certification processes involving banks, aggregators and payment partners.
- Supervise POS terminal deployment, activation, monitoring, firmware updates and maintenance.
- Establish performance metrics for terminal uptime, transaction success rates and field efficiency.
- Coordinate with terminal vendors, acquirers and PTSA partners to resolve operational issues.
- Oversee daily settlement and reconciliation of POS and card transactions.
- Manage chargebacks and payment disputes in accordance with regulatory and card scheme requirements.
- Ensure compliance with applicable CBN regulations, NIBSS standards and industry requirements.
- Maintain controls to mitigate fraud, data breaches and transaction risks.
- Collaborate with Engineering and IT teams to improve switching systems, APIs and transaction monitoring tools.
- Drive process automation, system resilience and continuous improvement.
- Lead, mentor and develop the Switching and Terminal Operations team.
- Prepare operational reports covering transaction volumes, switching performance, settlement status and dispute trends.
- Maintain effective relationships with partner banks, NIBSS, card schemes and merchants.
Requirements
- A first degree in Computer Science, Information Systems, Finance or a related discipline.
- A master’s degree or MBA will be an advantage.
- At least 10 years of experience in payment operations, transaction switching or electronic banking.
- A minimum of three years in a leadership role within a fintech company or Payment Service Provider (PSP) environment.
- Strong knowledge of payment processing, POS operations, settlement, reconciliation and regulatory compliance.
- Excellent leadership, analytical and stakeholder management skills.
How to Apply
Interested and qualified candidates should send their CV to [email protected], using Head, Domestic Switching & Terminal Operations as the subject of the email.
3. Implementation Engineer at Unified Payment Services Limited
Job Title: Implementation Engineer
Location: Lagos State
Employment Type: Full-time
Experience: Minimum of 3 years
Reports To: Head, PTSA Operations
Application Closing Date: Not Specified
Job Summary
The Implementation Engineer will analyse business and technical requirements, implement payment solutions and support system integration projects. The successful candidate will also maintain e-commerce platforms, troubleshoot POS applications, test payment systems and help ensure the reliability of production platforms.
Responsibilities
- Analyse user and solution requirements and develop appropriate technical solutions.
- Implement business solutions within agreed timelines, budgets, scope and quality standards.
- Analyse system integration requirements and support new business initiatives.
- Manage product backlogs by documenting user stories and functional requirements.
- Provide technical support to merchants integrating payment gateways.
- Manage e-commerce platforms and services, including 3DS servers, EMVCo 3DS card authentication, online marketplaces and KYC verification platforms.
- Oversee the design, planning and implementation of e-commerce projects.
- Provide second-level support for POS application issues and troubleshoot technical problems.
- Collaborate with developers and product teams to improve product quality and user experience.
- Lead testing, validation and deployment of PTSA solutions for merchant integration.
- Supervise the operation, implementation and maintenance of the UPTSA production platform.
- Monitor terminal performance, diagnose faults and resolve service issues.
- Prepare daily, weekly, monthly and annual terminal performance reports.
- Conduct testing and quality assurance on POS systems before deployment.
- Ensure compliance with relevant industry standards and regulatory requirements.
- Track system downtime and support the achievement of 99.9% service availability.
- Guide junior team members and support their professional development.
Requirements
- A first degree in Engineering, Computer Science or Applied Sciences.
- At least three years of experience in software development, system integration or application support.
- Understanding of information technology, electronic payments and digital services.
- Programming knowledge and experience will be an added advantage.
- Strong analytical skills; business analysis and project management experience will also be beneficial.
- Good communication, troubleshooting and teamwork skills.
How to Apply
Interested and qualified candidates should send their CV to [email protected], using Implementation Engineer as the subject of the email.
Important Application Information
Applicants should follow the specified application method for each position. The Head, IT Audit vacancy has a stated closing date of 30th October, 2026, while closing dates for the other two positions have not been specified.